Ostic Group Insurance Blog

Do I Qualify for Classic Car Insurance?

Whether it’s a sleek sports car or an old school cruiser, many Canadians share the dream of owning a classic car. So what happens when you finally get your dream car? You have probably made a significant investment in your...

How Much Coverage Do I Need for Condo Insurance?

If you own a condominium, then you’ll know that condo insurance can be complicated to navigate, especially as a new owner. Condo owners and condo corporations are liable for different aspects of the condo building and the individual units, and...

Do I Need RV Insurance?

An RV or Recreational Vehicle, is a great way to explore the great outdoors and embark on an adventure. Before you begin your journey, you may be wondering if you need to have insurance for your RV. In Ontario, if you...

Why Are Insurance Premiums Going Up in 2020?

In 2020, the insurance industry has seen increases in home and auto insurance premiums from many insurance providers. These changes are being driven by the new ‘hard market’, which the Canadian insurance industry has been moving towards since 2018. (more…)

Commercial Vehicle Supplement [PDF Download]

Download Commercial Vehicle Supplement The Commercial Vehicle Supplement is a downloadable resource for businesses that are applying for commercial auto insurance, developed by the Centre for the Study of Insurance Operations (CSIO). The form is used as a supplemental application to provide...

What Type of Home Insurance Should I Get?

Your home is likely your biggest asset and it’s a place that you hold dear. Whether you live in a condo, a detached house, or a rural estate, you want to know that your home is properly protected. There are...

Insurance Check-up: Home & Business

We all try to visit our doctor once a year for a health check-up. Some of us will even meet with our mortgage broker for a mortgage check-up, but ask yourself, when was the last time you met with your...

Uber Driver Car Insurance in Ontario

The rapid rise of the ride-sharing economy is causing big changes to auto insurance in Canada. Many new Uber drivers are looking for car insurance and it is creating a shift in the industry. (more…)

Additional Home Insurance Coverages

It seems like a part of the human condition is: the longer we are in one place, the more stuff we accumulate. Ask any homeowner if they have acquired something new for their home in the last 12 months and...

Does a Red Car Change My Insurance Rate?

Watch Justin's video to learn the answer.  For a more comprehensive understanding of your auto insurance policy, get in touch.