Fergus Car Insurance

Stay safe in Fergus with car insurance designed for your lifestyle. Whether you primarily use your vehicle for getting around town or for long commutes, The Ostic Group will keep you safe with a Fergus car insurance policy to fit your usage.

At Ostic Group, we don’t believe in “one-size-fits-all” insurance. We offer you hometown insurance to keep you and your family safe. Depending on your coverage, our policies will recoup the costs of damages as well as keep you free from liability.

The last thing you want to deal with after an accident is a tedious claims process or to find out that your policy does not cover damages. We regularly review your policy and help you get the maximum amount out of your premium in the unfortunate event of a claim.

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Fergus Car Insurance Policies

In Ontario, every driver is required to carry car insurance regardless of circumstances. These minimum car insurance requirements include:

  • Third Party Liability Coverage: Covers the cost of property damages, bodily injury or death to others as result of an at-fault collision.
  • Statutory Accident Benefits Coverage: This coverage includes income replacement, rehabilitation, and more as related to the effects of an accident.
  • Uninsured Automobile Insurance: This policy extends to you if you’re struck by an uninsured vehicle or if you are a victim of a hit-and-run collision.
  • Direct Compensation Property Damage Insurance: Provides compensation to you for any injuries, damages to your vehicle, or loss of use of your vehicle as a result of an accident which you are not at fault for.

These mandatory car insurance requirements are designed to cover the basics but often they are not enough to offer peace of mind to drivers in Fergus. For example, $200,000 is the minimum coverage required by law for third party liability coverage. However, the cost of bodily injury or property damages can easily go beyond this figure.

Direct Compensation will only cover you if the collision takes place in Ontario. If you regularly travel out of province you will want to add additional coverage. It also does not cover basics like theft, vandalism, animal collisions or the effects of natural disasters.

We know that everyone will use their personal vehicle differently. If you want peace of mind consider adding additional coverage to your Fergus car insurance policy. Our goal is to keep you and your family safe on the roads. That’s why we put together Fergus car insurance policies to suit your unique needs.

Comprehensive Car Insurance in Fergus

Not all car insurance policies are made equal. Ontario’s mandatory car insurance does not cover theft, vandalism, animal collisions or perils such as fire or natural causes. When you choose Ostic, we offer great value policies that are tailored to your lifestyle.

Insurance is here to cover you for what you couldn’t afford on your own. When you choose comprehensive car insurance from Ostic you will be met with great value, customer service and exceptional protection.

Don’t spend another day overpaying for your car insurance. If you think you may be overspending, reach out to our team and we will review your current policy.

We protect a wide range of vehicles outside of personal cars and trucks, too. Explore coverage for classic carsATVs, and more.