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Elora Car Insurance Policies
In Ontario, every driver is required to carry car insurance regardless of circumstances. These minimum car insurance requirements include:
- Third Party Liability Coverage: Covers the cost of property damages, bodily injury or death to others as result of an at-fault collision.
- Statutory Accident Benefits Coverage: This coverage includes income replacement, rehabilitation, and more as related to the effects of an accident.
- Uninsured Automobile Insurance: This policy extends to you if you’re struck by an uninsured vehicle or if you are a victim of a hit-and-run collision.
- Direct Compensation Property Damage Insurance: Provides compensation to you for any injuries, damages to your vehicle, or loss of use of your vehicle as a result of an accident which you are not at fault for.
These mandatory car insurance requirements are designed to cover the basics, but often they are not enough to offer peace of mind to drivers. For example, $200,000 is the minimum coverage required for third party liability coverage. However, the cost of bodily injury or property damages can easily go beyond this figure.
We know that everyone will use their personal vehicle differently. If you want peace of mind, consider a car insurance policy from The Ostic Group. Our goal is keeping you and your family safe on the roads. That’s why we’ll put together a car insurance policy that is specifically suited to your unique needs.
Comprehensive Car Insurance in Elora
Ontario’s mandatory car insurance requirements only go so far. A more comprehensive insurance policy will protect against theft, vandalism, animal collisions, natural disasters, and other perils. In some cases, the cost of car repairs.
In the insurance industry, we hope for the best, but prepare for the worse. With a comprehensive policy you will be covered for things outside of your control.
Don’t spend another day paying too much for your car insurance. If you think you may be overspending, reach out to our team and we will review your current policy.