Personal Use

This type of rating is best suited to individuals who use their car exclusively for personal errands and trips. This rating is not for those who use their car for daily commuting.

Commuting

This type of rating is best suited to individuals who use their car for commuting purposes. These are regular trips to your workplace, including car pooling.

Business Use

This type of rating is best suited to individuals who use their car for businesses purposes. This means that the vehicle is used to travel to off-site clients or office locations.

Available Discounts

Multi-Policy

Multi-Vehicle

Conviction Free

Age Related

Loyalty

Renewal

Low Mileage

No Commute

Retiree

Graduated Licensing Discount

Authorized Driver Training

Student Away at School Discount

Good Student

Hybrid Vehicle

Driving Behaviour Discount

Optional Rating

We have a selection of optional rating policies available, including:

  • Optional Increased Accident Benefits
  • Rating for Transportation Replacement
  • Legal Liability for Damage to Non-Owned Auto (Rental)
  • Towing Reimbursement & Roadside Assistance
  • Waiver of Depreciation (subject to conditions)
  • Increased Limit for Electronic Equipment

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